I got a call from “Steven” today (September 28) for a free trial subscription for a newsletter for Managers (not sure of the “real” name). He said the name of the business was Communication Bulletin and they are out of Malvern, PA. I verified our business mailing address, my name and my month and day of birth. He said I would get 2 newsletters: one on Oct 7 and the other on Oct 21. If after reading those I was not satisfied just send back invoice saying cancelled. If I liked them then the one year subscription price of $94 dollars would be billed and I would receive 24 newsletters. Also gave the guy my business email so that he could send me a confirmation. He said he would send it right away. I did not get the email so I thought SCAM and I goggled some stuff. Below is what I found after looking at various sites (including this one). I complied to try to help anyone else.
If you get a call asking for payment and you did not ask for a subscription here is some info for you.
Some general advice after reading. Ask for invoice to be faxed, ask for voice recording of confirmed order, ask for dates, ask for their address, and ask for their supervisors / managers name. When they will not give the info to you tell them you believe it is a scam, ask them to not call you again and hang up. After that call PBP and see if they will help (some readers have gotten them to call off the collection agency). If that does not work report them to the BBB and the Attorney General. Other ideas follow. Above all read the info so you are prepared.
Disclaimer: I may have some info listed under wrong business etc as all of this info is taken from other posts. Also I have no proof that any of this info is correct or if it works, just had some time and the inclination to help myself and others. GOOD LUCK
International Credit Recovery Inc.
300 Main Street P.O. Box 992 Vestal, NY 13851
Phone 607-748-4686 fax 607-748-6256 web: www.inTLCREDITREC.com
Caller ID numbers 607-748-1688,607-748-5231,607-748-0178,607-687-5201,607-748-6016
Callers also say they are from United Credit & Collections, International Credit Collections Agency, International Credit, Olde City Financial
NY State Division of Corporations IRC of Vestal NY is "Inactive" and "dissolved" for not paying franchise taxes. They are NOT a member of the American Collector’s Association
Caller Names - Many report that the voices sound a lot alike and these are supposed to be fake names
Laurie Appleton
Valarie Oliver - supervisor
Lynn Gregory
Katie Dotman or Gotham
Amanda Sprague
Kathy Rema or Reemer
Chris Bennett
Tiffany Jones
Kelly Fountain
Becky Morgan
Amber Gates or Yates
Janice
Lindsey Bezek
Sam (girl)
Angel White
Cynthia Thomas – Manager Powell is suppose to be real last name
Bobbi (girl)
Heather
April Bair
Jaime
Doddie or dobbie Philtrop
Jim Miller – Manager
Karla akemann
Progressive Business Publications
370 Technology Drive P.O. Box 3019 Malvern, PA 19355
Reported Phone numbers 1-800-528-1356,1-800-964-6033 or 1-800-220-5000 Peggy (extension #219)
Email addresses: [email protected] ~ [email protected] ~ Corporate [email protected]
Business also been seen as Business 21 Publishing, Institute of Business Publishing and others
Who to contact to file complaints
NY State Attorney General Office (607) 721-8771 (Andrew Cuomo)
One person reports satisfaction by filing a complaint online with them and this is the guy who responded in July
The NY Attorney General's office contact information.
Joseph Kelly
Bureau of Consumer Frauds and Protection
44 Hawley St. Binghamton, NY 13901
PH: 607 721-8771 Fax 607-721-8789 web; http://www.oag. State. Ny.Us
Pennsylvania Office of Attorney General,
16th Floor Strawberry Square Harrisburg, PA 17120 phone 1-717-787-3391
Consumer Protection 1-800-441-2555.
Better Business Bureau, Check out a Business, owner, contact info; file a Complaint: http://www.bbb.org/us/
Specific Info in NY where the company is located
Better Business Bureau, Inc.
100 Bryant Woods South Amherst, NY 14228
File a complaint on-line http://dc-easternpa. BBB.org/
One person got an email back from a complaint saying that they believe a complaint had been satisfied and they received it from
Terry Hodgson
Trade Practice Consultant
[email protected]
Federal Trade Commission
Http://www.ftc. Gov 1-877-382-4357
File complaint online: https://www.ftccomplaintassistant. Gov that is at www.ftc. Gov
US National Do Not Call Registry, file complaint: https://www.donotcall. Gov/complaint/complaintcheck. Aspx
Federal Communications Commission
Telephone toll free: 1-888-225-5322 http://www.fcc. Gov/contacts.html
File complaint online: http://www.fcc. Gov/cgb/consumers.html http://esupport. Fcc. Gov/complaints.htm
FCC Abandoned Calls Complaint form: http://www.fcc. Gov/cgb/consumerfacts/1088D-R. Pdf
Email: fccinfo@fcc. Gov
One persons advice from Fair Debt Collection.com
Send them this letter via certified mail DEMANDING validation of the alleged debt they are calling about with return receipt requested. Per the FDCPA they have five days to respond. If they can't (or won't) provide proof that you legitimately owe it and continue calling, you can sue for statutory damages of $1,000.00 PER violation. Be sure and keep copies of everything you send:
Today's Date
Your Name
Your Address
International Credit Recovery Inc
300 Main St
Vestal, NY 13850-1545
Via certified mail
Dear {insert name of collector or company},
I am writing in response to your (letter or phone call) dated {insert date}, (copy enclosed) because I do not believe I owe what you say I owe.
This is the first I've heard from you, or any other company on this matter therefore, in accordance with the Fair Debt Collection Practices Act, Section 809 (b): Validating Debts:
(b) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector.
I respectfully request that you provide me with the following information:
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) Provide a verification or copy of any judgment (if applicable);
(4) Proof that you are licensed to collect debts in (insert name of your state).
Be advised that I am fully aware of my rights under the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. For instance, I know that:
Because I have disputed this debt in writing within 30 days of receipt of your dunning notice, you must obtain verification of the debt or a copy of the judgment against me and mail these items to me at your expense;
You cannot add interest or fees except those allowed by the original contract or state law.
You do not have to respond to this dispute but if you do, any attempt to collect this debt without validating it, violates the FDCPA.
Also be advised that I am keeping very accurate records of all correspondence from you and your company including recording all phone calls and I will not hesitate to report violations of the law to my State Attorney General, the Federal Trade Commission and the Better Business Bureau.
I have disputed this debt; therefore, until validated you know your information concerning this debt is inaccurate. Thus, if you have already reported this debt to any credit-reporting agency (CRA) or Credit Bureau (CB) then, you must immediately inform them of my dispute with this debt. Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act § 1681s-2. Should you pursue a judgment without validating this debt, I will inform the judge and request the case be dismissed based on your failure to comply with the FDCPA.
Finally, if you do not own this debt, I demand that you immediately send a copy of this dispute letter to the original creditor so they are also aware of my dispute with this debt.
Signature here
Your Printed Name
Http://www.fair-debt-collection.com/Disputing... Ute-letter.html
As a form of reference here are the sites that I looked at to compile info - I think I included them all!
Web Article
Http://failuremag.com/index.php/failure_analysis/article/progressive_business_publications_and_international_credit_recovery/
Very similar text http://www.zimbio.com/member/QAWXPbC64/articles/1821803/Beware Progressive Business Publications Malvern
Rip Off Report International Credit Recovery
/link removed/
Progressive Business Publications
/link removed/
Found Complaints at these Sites
Http://usashameboard.com
Http://whocallsme.com/Phone-Number. Aspx/6077484686
Http://www.insiderpages.com/b/15240951621/international-credit-recovery-vestal
Http://binghamton. Citysearch.com/review/7709203
Http://800notes.com/Phone. Aspx/1-607-748-4686
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