In April of this year, my husband and I were contacted by a man who identified himself as Geoff Patton and he represented himself as a loan modification officer. He promised us that we could get our mortgage rate from 6.75% to 2-3%. We jumped at the chance and in the meantime he told us to have not contact with our mortgage company as they would try to work out a deal for us and in the meantime he asked that we send him $3,500 to start the process.
We sent him the money and haven't heard from him until the latter part of June of this year. He said that we were having the closing and therefore needed to come up with an additional $4,800 to close. Both my husband and I did not have this money and he became quite agitated with us. About a day or two later Geoff called us again and this time he came up with a new plan. Geoff said that for an additional $1,200 he could knock off $20,000 of our existing mortgage. So both my husband and I agreed to that and sent him the additional $1,200.
July passed and Agusut and I became quite suspicious as to why I haven't heard from him. So I sent Geoff a fax and an email and phone call and to no avail. I further found out that he spells his name two ways one Patten and the other Patton. He has not returned any of our calls or emails. I want everyone to know that if you want to remodify your mortgage it costs you nothing if you deal directly with your lender. My husband and I learned the hard way and we have been scammed out of $4,700 and our home is up for foreclosure after I have paid 16 yrs on it and and will be tossed out into the street and no where to go. Does this creep have any remorse for what he has done? I hope he remembers that when he meets his maker he will have to answer to him and I hope with all my heart and soul he rots in hell. I hope his family reads this and know what type of individual he truly is.
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