Usacomplaints.com » Business & Finance » Complaint / Review: PNC Bank - VA Home Refinance IRRRL. #740829

Complaint / Review
PNC Bank
VA Home Refinance IRRRL

I'm ashamed using the method PNC managed our refinance. To create a lengthy history brief we requested a VA Streamline Refinance (IRRRL) on our Virginia mortgage. PNC guaranteed me repeatedly that there is no evaluation necessary for a VA Streamline Refinance. Then they delivered their very own appraiser who I had been informed after I named and spoke to my mortgage specialist was just taking a look at the home to ensure that it had been unchanged once we have been in a "catastrophe Area" based on PNC. I'm unsure the things they are referring to below once we haven't crammed, had an earthquake, or something like this. I do want to state below that I had been informed repeatedly that and that I am estimating below "we're not setting worth which is not really a value-based evaluation" I stated good and thought that people were prepared to shut in a few days once we had our acceptance plus they stated they'd all our paperwork. Subsequently surprise surprise, they advised me following a month our home didn't assess by, understand this about $1000 bucks and we have to develop the distinction. Our issue with all this is the fact that they lied in my experience. I had been not educated they did a value-based evaluation till after it was completed plus they refused my mortgage centered on it. I ought to also include the Virginia explained that the Virginia evaluation wasn't requested by PNC, and so I do not know who they sent. I'm prohibited to determine the evaluation, and also the mortgage specialist herself hasn't named to go over this with me regardless of the recurring communications I've left for him. Personally I think what PNC did was shady and dishonest. I'm not really certain it's authorized. When they had explained they required a value-based evaluation right from the start in the place of laying in my experience I really could have created a far more knowledgeable choice and saved lots of time and trouble. I'll be shutting my checking balances together and shifting to some more moral bank. We're presently trying to refinancewith another lender that'll do our IRRRL loan with no evaluation, lets hope it moves better.


Offender: PNC Bank

Country: USA   State: Kentucky   City: Florence

Category: Business & Finance

0 comments

Information
Only registered users can leave comments.
Please Register on our website, it will take a few seconds.




Quick Registration via social networks:
Login with FacebookLogin with Google