A set up fee is charged initially. After the initial fee, one is instructed to "Activate" the credit card. Once activated, this company automatically deducts $14.00 to $19.95 per month for the "priveledge" of checking ones credit bureau report (one company only); having tow service for breakdowns and locks-outs (only if you are within 15 miles of your home); and Prescription drug discounts (Only if you do not have private insurance, as this plan will not divide expenses with another insurance company).
The online shopping catalogue is full of page after page of the exact same item in different sizes. Each item that is marked "clearance" is not available to the consumer on the credit card, therefore must be bought outright with... You guessed it... A direct draft from your checking account. (They find every means of digging into your bank account at every opportunity).
This company not only gets up front sign up fees, they continue each month to collect money from innocents who are in dire need of re-establishing credit and then show no history to the credit reporting agencies utilized by the majority of lenders in the U.S. (i.E., Experian, TransUnion and of course, Equifax).
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