I recently applied for a payday online, which I never got approved for, and a few days later I checked my bank account and there was a a charge on it by membershipcare.net. I called the number which was listed by the $30 charge and told the woman i spoke with i never got a loan and never authorized such a charge. She proceeded to ask me if i remembered this disclosure being made on one of the loans i applied for, i told her no and i wanted a refund. She stated she would credit my account the $30, which has not been done as of yet. Beware of loans online. I learned my lesson.
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