Usacomplaints.com » Business & Finance » Complaint / Review: Wachovia Bank - Overdraft dilemma. #686221

Complaint / Review
Wachovia Bank
Overdraft dilemma

Hi everybody that has been shafted by Wachovia banks. It appears tome that Wachovia in general is setup to publish, deposit, and work funds in 'clientis' balances because they please. I've today come to understand that not all overdrafts were my numerical mistake. Oh and are you aware the 'on line Bank' is just a 'device' to assist you together with your cash? Well it is sure good to understand that what I had been taking a look at was a symptom of that which was really occurring with my well-earned cash. Why the financial institution includes a diverse view of one's cash than that which you can easily see in the convenience of one's PC? Notice is my problem... On 4/14/08 I'd precisely $59.11 in my own bank account. I bought breakfast at McDonaldis -$2.12 Therefore. 11 -2.12 - . 99 needed a little of gasoline -. 02 that's. 99 -15.02 — . 97 Today while you can easily see I've $41.97 in my own consideration, actually that McDonaldis is in my own 'Check Card Retains', However It exhibits taken in my own 'Available Balance'. Therefore today I needed to create supper for my fiance, and so I get a couple of things at my local supermarket... Nicely as any individual can do I invest precisely $43.64 obtaining food. OH NO! I've gone over my stability by $1.67. But I don't stress, I merely deposit $10.00 into am ATM and believe I've lined myself in the frustration of any fines. Nearly. I'm condemned with $35.00! They cost me another facility of $35.00! Even while I'd place in the $10.00 to protect my small overage of $1.67, Wachovia billed me $70.00 for this minor overage! I truly believe the financial institution altered the funds being transferred and published to gain Wachovia. So when I visited the financial institution to challenge my situation the financial institution supervisor published out a duplicate of how my cash was obtained that was not the purchase that I'd invested it in. Also my fiance who's An Electric Engineer couldn't understand the language and leaping from 'Accessible' and 'Retains' math the lender guy was doing. Whoa do each goes to college to understand how-to function figures to mess people from the money-they trust banks to maintain secure?


Offender: Wachovia Bank

Country: USA

Category: Business & Finance

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