I received a collections letter from ARA, Inc several months ago. It stated that I owed them a debt that was sold to them from Wells Fargo. I told the person that this should have been written off a long time ago and that the debt was indeed found not to be mine. They said that there is no time frame for debt to go away and that I had to either set up payments or they were going to take me to court.
Reluctantly I agreed, not knowing any better. They told me that they would automatically debit my account each month on the 15th. When they started taking out payments it was coming out on different days than the 15th. I contacted Wells Fargo and their collections department. There is NO account with them nor are they pursuing me for money. They advised me that this is probably a scam and to put a stop on it right away.
If these people contact you, DO NOT give them any money!
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