All I have to say is to STAY AWAY... If it LOOKS too good to be true, it IS!!! I feel like such a sucker! I got a postcard in the mail saying I had a $4000 card waiting for me for me to activate it. I had just gotten approved for another (legitimate) card, so I thought my rating had improved and I was all excited. Well, they got me for $197 and I STILL DONT EVEN HAVE A CARD! I paid the full balance (set apart by 2 weeks) OVER A MONTH AGO. And they just tell you what you want to hear. I don't even know if they have a catalog! I only have a postcard thus far...
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