How sad is it... That these businesses open shop to take advantage of the vulnerability of individuals who are trying to get back on their feet. Unfortunately after the real estate crash I lost everything. After trying to figure out what I would do next I began searching for ways were I could obtain the necessary funds to purchase real estate at the bargain prices that are currently available. I looked into a few SO CALLED... Business Funders or Companies that "CLAIM" while they are selling to you (or attempting to take your money) that they can basically do what others can not do because they work with "THEIR OWN (ANGEL) INVESTORS".
To make a long story short "JAMIE JOLLEY" (the sales person I dealt with) after speaking to her at length and explaining to her my concerns and reservations about what seemed like To Good To Be True Funding and why when banks were tightening up so much why would individuals offer up their money with such ease. I mentioned how my credit had suffered drastically do to the tough economic times, I did not have a job or much in the bank that all I had was experience in real estate and yet she seemed so optimistic that I could be funded in a short period of time.in regards to the BUSINESS PLAN she pretty much said that if I did not have one they would put one together for me because they knew what their lenders looked for. When the topic of an actual amount of funding was discussed I mentioned an interest in /_ $100,000, she suggested I seek $500.000 to $1,000, 000. She spoke with such confidence and high success rate of funding. At that point I should have put the breaks on, BUT... These people are pros and they play with you. They get you to an emotional state and you make a decision more on hope than reality.
Well I fell for it and shame on me and after 8 months of calling asking questions I finally got into an arguement today with them, thus my reason for writing today! Upon me paying the fee of $249 I was told I would be called by an underwriter within a few days. Almost 2 weeks later I had to call and remind them that they were suppose to call me. Then I was called by their "UNDERWRITER" and head of that department "TERRY" who pretty much told me I could not finance bread crums. He suggested I get my credit score up, get business plan or that they could put one together for an additional $1500; but in the mean time I was dreaming if I thought I could even be funded for $50,000.
He pretty much repeated to me all the reasons I did not believe I could be funded that I had previously stated to his fabulous sales peron "JAMIE". On top of that after they had already taken my money TERRY tried to make me feel like I was wrong. He raised his voice with a cocky attitude and tried to talk down at me. That was the first time 8 months ago, today he began by stating that after 8 months I was calling to complain! Correction try calling every month and having to speak with Maigan (who is a frustrated puppet). She put me on hold on several occassions for extended periods of time, like 25 minutes. On multiple occassions I would have to call back and here the frustration in her voice when I reminded her that I was the person she had forgotten about on the other line.
Today I asked not to leave me tolong on hold as she did 2 weeks prior and when she tranfered me to TERRY he pretty much is the person who presses your buttons enough through retorical questions and a sarcastic tone for you to loose it. That is when I clearly understood I was the sucker who had been scammed! And after a few colorful words from me I promised to take action (as I have clearly done) and hung up. A $249 game that I had lost, oh yes I almost forgot NO REFUNDS (but remember they assure you the success of the program to such a degree that $249 seems nominal). Paula McComb the SENIOR LOAN PROCESSOR I have never spoken to. She sent me an email and was suppose to follow up... Yea, I am still waiting!
In closing do not allow this company to take your money. If you read the other reports... If it is not one thing it is the other. They are a FRAUD, running a professional SCAM and taking advantage of vulnerable and innocent individuals. I will be putting this in any place where I can make others aware of this SCAM until they are shut down.
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