Imagine you are 2 years from retirement, will have your condo paid off in full in @ 12 months, and you open your paycheck asnd discover that someone has garnished 2 $500 plus amounts out of each of the last 2 checks and you pay your bills on time and add a little more to pay them off early. Your mind races as to what is going on? You investigate it as much as possible when you get off work on Friday. You fiscover that this United alias Unifund CCR company out of Cinncinnatti has sued you. Then you discover it has alreafy been to court and judgement and a lein against your property was issued, and as you discover little information from images on the docket you are listed with a Garfield Construction Company domewhere out of state and theres another image on docket with someone elses name you dont know. It's now too late to call or really find out whats going on. You discover that mailings were supposively delivered to you and ceretified letters as well. Over and over in your mind you go ever every bill, and the only possible solution was when PNC took over National Cit Bank and there were several purchases made from over seas for items that you did not order and the bank put a stop on them. The only other possibility was 1 house payment that was lost and you called Chase and they worked with you and I paid that missing payment over 1-2 years ago. It's and you discover this Company who in the court docket is lcalled United CCr out of Cincinnattti, and when you google them they are called Unifund CCR. So, that plays into your panic because whoever this company is did not contact or notify you as you read in the court docket. This United or UnifundCCR company who has the exact same address has won a judgement without your knowledge or legal notification. They have a couple bogus companies listed as you. And the State of Ohio Taxation department has a corporation paper with some crazy 6 digit figure on it. Neither of the images in the docket nor case numbers match yours and I am still trying to find out how to appeal this nightmare. I'm a teacxher, educator. I clearly dont run a company called Garfield Construction. I am now short over 1000 bucks in 2 weeks. This "shadey" United or Unifund CCR, as far as I'm concerned just stole that money and garnished it from my employer, they have all my information, and no notice? No phone call? The docket says the judgement stands? The only possible thing it could be are those 2 items I mentioned above. I'm getting a lawyer, and I'm going to go after them for I feel that I was not supplkied any inormation why they garnished my wages? Why wasn't I notified? How can they do that? I pay my bills. I do not run a construction company. I could really use some advice here. If I didnt pay a debt, I would accept the responsibility. Bottom line my debts are paid and I feel I was not notified so that they could take/steal my money with fraudulant cause. If it can happen to me, it can happen to anyone. I'll be contacting my Union at work and hope they can help me out of this nightmare. I cant find out specifics. Just found the case online and they conveintly had my address wrong and 1 image had me as a construction business. I'm a teacher and this has upset me so bad I'm sick to my stomach both ends. I'm trying to contact the civil courts to see what I can do, Im contacting my teachers union because I have lawyer consultations with my dues which Ive never had to use in 28 years. I m contacting my mortgage company because this company garnished my monies for my survival bills of home equity and my mortgage. They placed a lein against my home and my investments over a construction company that owes something. My last name matches this construction company but I;m a 28 year veteran teacher in OHIO. I cant get this shadey CCR company to call me, I want my cash they took/garnished without any notification of any of the court hearings that I discovered while searching why a company garnished my wages. I surely dont wish this nightmare on anyone and this FRAUDULant shadey and illegal garnishment according to the federal procedures, I want due process. THIS COMPANY NEEDS TO BE PUT OUT OF BUSINESS AND FOLLOW DUE PROCESS MY RIGHTS HAVE BEEN VIOLATED and I feel they intentionally messed up notifying me to steal or take unlawfully what is not theres to take. I know my work was issued a garnishment order from the courts but it was done misleading them by using an alias and then knowing my employment possesses my correct address, etc. Chose to again not notify me and proceed using my work, and intentionally misleading them using and abusing our legal system and I'mn sitting here dumbfounded. I cant even find out the details. So I'm guessing it concerns 1 payment I made to Chase Mortgage, that was lost and I paid them, @ about that time in November, December. This is 2011.. 2.5 years later and the only other possibility was when PNC took over National City and that month when I received my new accounts there were unauthorized withdrawals made overseas for some magazines and some online club I had no part of and PNC stated they had alot of these unauthorized charges show up and all overseas blaming outsourcing and they were seeing a rise in unauthorized charges for companies who outsourced to other countries and had access to USA accounts. I just want whats right. I deserve to know what just happened, why they garnished my wages, when I am not in arears with anyone. I am 2 years from retirement and now how do I pay my responsibilities when some shadey illegal company garnishes my wages for what appears a construction company I dont even own. Clearly there was no lein against my condo. Y? Because they put down in my addresses i lived in an apartment. Clearly. I eceived no notices period.
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