It started off with a 30 dollar application fee. Then they wanted a 350 dollar appraisal which I already had from the previous month. They got my credit report and indicated the refinance would be a "slam-dunk", easily done and gave me a certian APR. They requested documents which I gave them. W-2's, tax returns, bank statements, retirement accounts, stock account numbers, SSN's, etc. When it got down to closing they said I needed 8000 dollars to close and 2000 more dollars to buy points. This was all news to me. The APR went from 3.8 to 4.6 which they had not told me about either. So, I am out 355 dollars and they have my numbers to all of my accounts and my credit card number, which I have been reading about Amerisave charging phantom charges on other people's credit cards. No telling what I am going to have to fight to get this cleared up. I feel scammed and violated.
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