This is what I sent to Atty General's Website early yesterday morning:
I took a $5000 loan with CashCall on June. I have been paying $294.50 monthly regularly. Unfortunately I got into a car accident on July and have piling bills that incurred there after. I was unable to pay a month on March and I was able to talk to them and they told me they can give me only 1 deferment not the 2 months that I have requested but I have to sign the deferment letter that they have provided. On the letter as well I have to provide an updated contact number for them to contact me. I gave them my cell number only. Unfortunatly this month I was unable to pay again and started leaving msgs on my voicemail. Then they called my work and I told them I am not able to talk because I'm at work that I will call them up. I called them up and the person on the phone asked me to pay my dues which I replied back that the reason I'm calling because I'm in a financial hardship right now and the earliest time I will be able to pay is i! N Oct 20th she refered me to her supervisor after giving me "suggestions" to go to a payday loan, check cashing borrow money from people, pawn stuff. I told her that I'm on debt consolidation and unable to do that. She transfered me to a Lorena Welch who demanded I pay the money no later than tomorrow (which is today 09/30/10) @ 9am. She said that it is not acceptable that I should be paying the money that I owe CashCall and will not accept the offer of Oct 20 payment. She started enumerating the names that I have previously put as a referral and I am afraid that CashCall will harrass them as well. I acknowledge that I did have that loan but they have outrageous interest and the manner of those collectors who wouldn't budge even though I am unable to pay. They want me to find some money anywhere just to pay them by today before 9am. Thats mafia like/forceful coercion
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