I am a disabled mother of 3, married 15 years. My husband became il and we like most fell behind on our Morgage. GMAC would not restructure, or refinance, or assist in ANY WAY! I spent hours on the phone w them, as I sat w my kids and husband in the hospital. My last notice told me I had an extention to short sale the home. Half way through the extention, My husband had surgery and went back to work. I then notified GMAC and called to find out our options were. We still had another month of extention for a short sale. When I called I found out they auctioned our home with no NOTICE! I then had 2 months to get out. GMAC sold it back to themselves, makes no sense and bought it for 40,000 more than I paid? This makes no sense. We then were told if we took good care of the property and turned over the keys we would get 4,000 for Cash for keys.
When we moved and called them to turn in keys. They suddenly said they no longer were part of this program. I needed this money to refund the deposit someone loaned me for new home we r renting.in the meantime, no one has taken the home, it laid empty. Now I went back and someone took all the appliances and cabinets in the home! Light fixtures too! Now my family is on the verge of being homeless because my husband fell ill again and we cant make rent where we are. Then I now find out GMAC is halting the forclosure because of this scandal. My homeowners ins. Was part of my morgage. I could move home and have them reforclose on the home which could give us time to get back on our feet and refinance, or save to move somewhere else. But to a skelitan of a home! They even stole the side door! If GMAC would have worked with me I wouldn't be facing being homeless w / 3 kids and a sick husband. I truly hate GMAC! How can they sell my home with no notice?
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