Hello all! This might seem to an adult like a minute little occurrence, but to me, it's heart-shattering tricks over my hard-earned money on my very first summer job. I got a bankatlantic minor account with my mother on the 24th of June, I had just earned a summer job with my local city, The City of North Miami, working at the local museum summer art kids camp. They needed an account with a bank to be able to give me a my checks via direct deposit, so that's why I set up the account in the first place.
I just got a statement today, after my mother noticed my account being oddly low, when she just made an atm withdrawal for 100 dollars that left the balance at 665.99, and then when we did another withdrawal of 20 dollars two different times, the balance was finally left at 434.26. Mind you, along with these two withdrawals, I had made a purchase online of 41.73, and a check for 50.00 dollars for my art fees at school. But it doesn't add up! 665.99- (41.73 50.00 40.00)= 534.26! Not 434.26! SO my mother got the statement, and I saw all my transactions and remember all of them, From my first deposit to my cell phone purchase!
But we saw that on 9/8/09 and 9/9/09 (my sister's birthday, keep that in mind) that ATM transactions were made on those two dates of 40 dollars each! I have NEVER withdrawn 40 dollars, all my withdrawals have been 20 dollars (one exception of a 60 dollar withdrawal, which I remember VERY clearly, I could even tell you the story but i won't get into it). And then another withdrawal of 20 dollars was made of 20.00 on 9/10/10 which I am completely and utterly sure I did not do!
There were withdrawals i made around these dates, one of 20.00 dollars i took out for my sister's birthday on 9/9/10 (which then they apparently took advantage of and withdrew 40.00 dollars the next day) and then another 20.00 dollars I withdrew on 9/17/10 that I have the receipt for (which oddly enough was processed on the wrong date in my statement 9/20/10, what's up with that?)
But at the end of the day, there is 100 dollars missing from my account, that aren't even pos purchases (if they were listed as pos purchases, i would have inquired the online purchases i have made in the past) But no, they are ATM withdrawals. No one in my family is stealing from me, and no one as far as i know, has my information on my debit card, i have protected everything, mind you this could be a crook, i have heard of tiny machines that could be put inside of ATMs to steal info, but I don't think this is very likely. Plus, I think it was very fishy that would never send me statements every month, like they would my parents account.
All I can say is:
A. I want my 100 dollars back
B. Bankatlantic is taking advantage of teenagers and their stereotyped "dumbness" but I am most definitely NOT dumb.
C. I pray this is not some sort of crook taking my money. But I feel it is most likely them.
Thank you for reading my story, and hopefully I can get some help with this situation. All I know is I'm going straight there tomorrow and getting my money out of there before anything else goes on here. I might even switch to Chase, who knows.
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