I was sent a letter in the mail stating that I had written a "bad check" to client, California Budget Finance. The letter stated that I was subject to jail time for writing a bad check, which according to them is a felony. This was the first red flag because conviction of a felony gets you prison time, not jail time. The letter gave me three days to respond, so I called them promptly the next morning.
I called the number on the letter and the first number went to a residence. The second number I called was answered by a receptionist who knew nothing about my account or the letter. She handed the phone to Delois Walker who stated that they would settle the account for less than what was owed if I agreed to pay that day. I told her that I would not pay anything until they could prove that they had the right person. They advised me to fax my personal information, banking information, and a copy of the check in question. I told her that she has the burden of proof and I was not going to give them any information or money. She told me she would contact the D.A.'s office and hung up on me.
I called California Budget Finance and they verified that my account was paid in full and in good standing. Their representative advised me that it was probably a scam, and I should not give out any information to them. She also said that California Budget Finance is not associated with any collections agency's outside of California.
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