I suddenly have a credit card with direct merchants reporting on my credit bureau. I never opened such an account. I never even heard of this company. It was opened in 1997. So now this delinquent account is reporting as a derogutory trade line.
I recently requested a credit report and found that I have a delinquent credit card with Direct Merchants Bank. I never opened such an account and now it is counting against me. If you can help in any way please let me know. I have not yet attempted to call this company because I don't know how to get in touch with them.
Thank You
Julian
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