In October I called several Insurance Companies to get a quote for both homeowner's and car insurance.
I only wanted liability insurance for the car.
I called Germania Insurance, Nationwide Insurance and others.
Those two gave me quotes I could live with for the moment. I narrowed in on Germania because they have less complaints.
They offered $855 a year for homeowners and $683 a year for the car. Nationwide offered $985 a year for homeowner's and $296 for 6 months for the car.
It came close to the day for me to sign the dotted line, and get the policies in force. So I called Germania to verify the quote they gave me.
Lo and behold, now it was 743 a year because they had made a mistake. I also called again Nationwide to verify their quotes and they were the same.
Germania was going to recalculate both homeowners and car because of the mistake and call me next day. They never called, so I called them. Lo and behold, the car insurance changed again to over $900 for 6 months, that is $1800 a year!
Well I asked why it had gone from 683 to 1800 in a matter of days, she said "well you are already paying 1100 every 6 months". I said in no way am I paying THAT every six months. She then asked how much did I pay to my current insurer, and I told her it didn't matter what I was paying them, that I wanted a quote from Germania.
She then just bluntly told me that their quote is 1800 a year and that's that.
They based their entire quote on what I am already paying (or rather, what they THOUGHT I am paying) and gave me a small break. Gee, thanks Germania, but NO THANKS!
Well here is it now, all over the internet.
Do not do business with germania insurance. They will not give a fair quote. They will try to rip you off.
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Elvera
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