Somebody call me offering me a program to get out of debt a few months ago. They told me all I needed to do was to sign an agreement and they will take care of my credit cards. They didn't tell me that they were going to charge me like $4000 USD up front in the monthly payments and that my creditors would be calling me all the time. I was making the payments every month thinking something was getting done but they collected most of it to their fees. My accounts go to collection, they haven't done anything, my banks say they do not settle with that company. I wanted to get a refund but in the agreement says I can't get a refund. I didn't review the agreement very well because Spanish is my first language. They tricked me into thinking they were going to help me but they didn't! They took advantage of my situation! I called them and tried to speak with a Spanish representative but nobody is never available. They didn't return my calls. I finally cancel the agreement, lost about $2000 and my accounts have late fees. Bad company is a scam and a fraud!!!
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