Anyone considering getting a Wal-Mart Money Card, BEWARE!!!
If I can save just one person from the headaches that I experianced when I used my money card, then this report has done it's job...
Wal - Mart advertises the Money Card quite frequently, claming that it will pretty much change your life, and simplify everything. They claim that with the card, you can have your paycheck direct deposited onto the card, and you can use the card just like any other debit card, withdrawing cash at ATMs and paying at the pump. When I was 18, this sounded like a great deal, so I got one.
It ended up being the biggest nightmare I have ever experianced. After about 6 months, they changed the rules, so you can't pay at the pump anymore, even though they still advertise that you can. They have been charging me the MONTHLY FEE on a WEEKLY BASIS, and they make it SO hard for an employer to set up direct deposit onto the card. I would know, I work in HR at my job.
I filed a complaint with the BBB after it got to be too much, and they responded to the complaint with complete and udder BS. They claim that they had tried to contact me several times to resolve the issue, and they never did, and they claim that my report that they falsely advertise the product is false. I refused to acknowledge that they had resolved the issue, but since they claimed that they had tried to contact me several times with no luck, the BBB marked the file as "Administratively Closed", and took no action. So they continue to get away with it.
I cancelled my Wal - Mart Money Card, and replaced it with the UPside Visa card. The UPside Visa card does the same thing, but without the headache. I encourage anyone reading this to do the same thing if they already made the mistake of opening an account with those thieves.
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