I have recieved several calls from this foriegn guy, that speaks terrible english. I had to listen to his voicemail about five times just to make sense of it.
He state that, it was an urgent matter, and that if I or my attorney did not return his call, that they would come after me. I did not quite understand because I have no outstanding debts or other reason to think I might be in trouble.
After calling the number he provided a dozen times, I finally reached the individual. Only this time his name is Gary and in the voicemail he said his name was Jack Leham.
I asked what the company was, he said not a company a legal department, well I thought most legal departments have a company they operate under. He informed me that a case had been opened against me in the state of california. I live in Ohio.
When I asked why, he read this affidative, which took about ten minutes for him to read. I had been brought up several charged, failure to pay debt, identy theft, ect. I told the guy I had no idea what he was talking about...
Then he began to read off all my personal info, SS#, DOB, Place of employment the whole nine yards. He stated that I could pay $895 or pay $8000 in legal fees. When I asked when I took out this loan, he could not tell me. I asked what company, he said First Cash International, but they run 500 payday loan sites. I asked what website it was that I signed up with he said he could not tell me.
Also mentioned that they have sent me 18 email, but I fail to reply. When I asked what email address was used to send these he said he was not at liberty to say.
When I asked for a number to the company at which I supposivly took out this loan, he said he could not tell me. He eventually got fed up with my questions, and told me goodluck with this matter and that it would be turned over to the authorites.
I checked my bank account for deposits and I have none from unfamiliar companies. I believe it is just a scam for us to send them payment. Also checked email, and did not find any messages stating that I have an outstanding balance.
Additionally, I have taken out a payday loan before. They require a bank account, so that they can deposit the funds and also remove them after a week.
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