My mother received a call from Kevin Lane from the American Law Division. I called back and he told me there was a legal affidavit against me from Cash Advance USA. They had deposited $300 in my bank account in December and tried 17 times to retrieve the money with no success. Kevin had my bank name, account number and last 4 of my social. I asked Kevin for the full name and address of his company which he gave me. He also told me they were a Federal law firm in the courthouse in Folsom. When I told Kevin I never received any payday loan from a company called Cash Advance USA he called me a liar, wished me well then hung up.
I called my bank to be on the safe side and had them run a report from 1-1-08 to present and there were credits to my account from any payday loan company. I then called Folsom Chamber of Commerce and got the names of the companies located at 905 Sutter Street in Folsom. I called both companies to find they are the only ones in that building at that address. I also verified that Folsom does NOT have a courthouse.
I called Kevin back and told him I spoke with my bank and there had been no deposits from Cash Advance USA, and for that matter no deposits from any payday loan company. He told me that did not matter I had to go to court and state my case with my attorney. I asked him to forward me copies of the affidavit against me and he said he could only release them to my attorney. I told him I planned on representing myself and he told me I could not that is why there are lawyers. I asked him if he would send me the paperwork if I got a letter from the Attorney General. He told me if the Attorney General was going to represent me he would send the documents to him. I laughed and asked if he knew who the Attorney General was and he informed me he did not. I asked him if he was in the same building as Rey Engineering or the Folsom State Bank and he told me no. So I again verified his address 905 Sutter Street. I told him it was funny because I spoke with the two companies at 905 Sutter Street and they are the only ones in the building. Kevin proceeded to tell me he was at the courthouse that was why they did not recognize the company name. I asked him again, you mean the courthouse in Folsom? He said yes. I told him that's FUNNY no courthouse in Folsom, I spoke with the Chamber of Commerce. To verify. I laughed a bit harder told him I looked forward to that supeona and hung up.
These people have been harassing me since May. About every 5 to 6 months I get a call. Always a different company name and address but always the same schpeel. I had payday loans sometime ago but have always paid them back. I discovered last time this happened that one of the payday loan companies had information stolen and this group of people are using that info. They are good as they now have updated information me. BEWARE! I have filed several complaints with the Attorney General in my state and CA also the FBI in my state and CA. Be smart when you talk to these guys they always try to give so much information but they don't realize all of it can be disputed.
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