I Transfer a balance from a company whitch was charging me 14% apr, because MBNA offered me 7.99% until the loan was paid in full due to my excellent credit history, but the catch was that I was not suppossed to be ever late with my payments.
What a fool I was, first I started paying the card $500.00 per month and everything was great, but guess what? MBNA was the only company out of 14 bills that I pay every month who did not get their payment on time and of course, now they charged me 29% apr and out of the $500.00 that I send every month, $290.00 go towards the interest, regardless of the fact that I still have excellent credit. I'm still paying this note every month and my lawyer has advised me to keep doing so, since we are trying to put some victims like me and we can launch a class action suit against this fraudulent company; I still hold excellent credit rating with all the credit card companies that I do business with.
I feel like I've been robbed, but I can see light at the end of the tunnel and hope that my class action suit will gather enough speed to teach this company that sometimes the lttle guy is going to win for change, remember that there is justice and I hope it will prevail at the end. Becareful folks with the big promises. Stay away from mbna and godbless you.
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