I was contacted by this company by phone at first, then by mail, claiming that I had a debt from 1990 in the amount of $4800 from Citibank Visa that must be paid as soon as possible. I never had a Citibank Visa card back then. These people told me that they could make this debt go away if I agreed to settle on any amount and that it would not go on my credit report if I agreed to pay something on it.
I told these people that I am not in a position to pay a debt I know nothing about and asked them to not contact me again about it. They said since I could verify with them the social security number and address of when this debt started (which is my old address and social security number by the way), I am obligated to pay it. They keep calling me, telling me that I am ruining my good credit I have now by not paying this debt and that they are going to take actions in collecting this debt if I don't comply with their requests.
Alarmed by damaging the credit I have now, I contacted Citibank twice and they have no record of this debt in their files. They said I should not talk to these people if they call me again. This company keeps calling me and I keep asking them to not call me and that I am not paying this debt and I hang up the phone on them.
Now, I am getting letters in the mail regarding this debt and each letter has 1. A different person's name in who to contact 2. A different amount on what I supposedly owe 3. A different account number regarding this debt 4. Different phone numbers to call regarding this debt 5. My maiden name on the letters instead of my married name, which they have used when calling me 6. The letters were on letter heads from Rockford, Illinois but mailed from Houston Texas 7. The dates on the letters are back dated a month from when they were sent out so the 30 day window they are giving me to pay the debt before attacking my credit report is expired.
After looking up this company on the internet and finding out they rip people off and are a corrupt company, I am so glad I didn't agree to pay these con artists my hard earned money! If a law suit ever comes about against this company, I agree to help stop them. I'd like to RIP THEM OFF!
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