On 10-21-09 Love, Beal, and Nixon got a garnishment order without our knowledge.
(When a garnishment summons is issued in any action subsequent to judgement, the court clerk shall attach to the garnishment summons a notice of garnishment & exemptions & an application for the defendant to request a hearing. Okla. Statute. Ann. Tit. 12, _1172) (The sending of of the notice of garnishment & exemptions & the application for the defendant to request a hearing to the last known address of the defendant by registered or certified mail with return receipt requested shall constitute compliance with this requirement, and no further act or service of notice shall be necessary. Okla. Statute. Ann. Tit. 12_1172.2)
We never received anything from Love, Beal, & Nixon. On 10-23-09 they emptied all of our accounts.
My husband is a 100% disabled veteran getting VA disability plus Social Security Disability. (United States Code, Title 38. States that my husband is exempt from garnishments or levy). LBN already knew that my husband receives VA disability and SSD. Its our only means of support. The guy we spoke to at that time at LBN made some very nasty comments about my husband being disabled, as if it was all a big joke.
The other account that we were on was my grandparents account. Both are elderly, living off social security. We were put on their accounts in case something was to ever happen to them that we would be able to handle their affairs. Love, Beal, & Nixon drained their account too. Every bit of their checking and savings is gone, the same as ours.
I tried calling LBN and spoke to an extremely rude woman who said that I needed to "shut up and listen." When I tried explaining to her that what they did was illegal she then proceeded to tell me "that they can take whatever they want".
My husband is a young disabled vet. The VA will not provide a caregiver, I'm unable to work due to needing to stay home to care for him. We have 2 young children. They have left us unable to buy groceries, pay bills, etc. The same goes for my grandparents.
I'm at a loss for what to do. I tried talking to the bank but they were no help. From my understanding the bank isnt suppose to just let them drain our accounts. I was told by a friend that the bank is suppose to put a hold on the account and then contact us before the money is withdrawn. No one ever contacted us from the bank.
Anyone have any advice on what to do, I can't seem to get any answers from anywhere else. Any help is greatly appreciated.
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