In February I was contacted by Johnson Riddle & Mark Utah law firm in regards to an alleged Capital One Account. I originally received numerous phone calls on the account. I always told the bill collector that I was not going to pay unless the account was validated as per FTC. Gov guidelines and debt collection laws of the United States.
Time went by and I was served papers to appear in court. I disputed in writing with the court clerk filing and contacting the law firm via certified mail. I was served papers again demanding a shopping type list of data which would be needed to collect on a debt.
But wait one minute, if they are collecting the debt for a valid reason they should already have the debt related pertinent data. I did not respond and to my own fault a JUDGMENT was entered against me in the amount of approximately $1550 dollars for an original credit card debt of approximately $400.00.
The bill collectors from Johnson Riddle & Mark would call numerous times and hang up. They would also demand to speak to me even though I am just a renter at the residence and insisted they were speaking to my spouse, even though I am single.
Then came a request for a disclosure of personal property in West Jordan Utah Court. I appeared before two court clerks and no judge present, with more than 60 people. The 60 or so people were there due to judgements received against them by Johnson Riddle & Mark. WE WERE PASSED OUT A SINGLE PIECE OF PAPER AND TOLD TO FILL OUT THIS ENTIRE ONE PAGE DOCUMENT AND GET BACK TO SPEAK WITH a representative or Attorney for Johnson Riddle & Mark that day in court. The LIST IS VERY QUESTIONABLE; the court documents ordered all of us to disclose property the list that was given to everyone obeying like sheep was for much more than just property. I have the list and the list included things such as your spouses information. Do you have other debts. Do you have other credit accounts. Do you have any other judgements or bankruptcies. A one piece request for a bill collectors dream of updated information.
I filled it out partially and requesting a court hearing which was filed by the court clerk and a certified copy was mailed to Johnson Riddle & Mark. There has been no response in over two weeks. My credit has a judgement on it. I am not going to pay the debt until it is validated. Others unfortunately that day in court just did whatever the law firm and representatives wanted, made payments, payment arrangements without a Judge present.
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