A debt collector declaring to become “Erica Shaw or Erica Shah, ” a “legal processor” from the “law firm” named “Rephen Regulation Firm” (which she intentionally pronounced “Restin” to prevent id online) has experimented with gather a debt she promises is $220 to get a bounced-check using the initial quantity of $70. Their telephone number is 845-678-1296.
1) She declined to provide details about the supposed “law firm.”
2) She declined to provide details about the initial debt.
3) She stated the extra resources in the unique debt quantity were due to their “processing fees” and curiosity.
4) She confronted to take-me to courtroom, sue me and consider appropriate action against me easily didn't spend your debt as well as their “fees” entirely by having an uncommon time-limit.
5) She declined to deliver your debt info written down or about the regulation firm’s letterhead.
6) She became angry, accused me to do illegal action, and turned verbally violent about the telephone after I asked the costs and required the info written down.
7) She experimented with warrant the costs underneath the “Uniform Industrial Code” and declined to inform me what section of it she was stating or how my condition, FL, had used it.
8) She became angry and declined to inform me the handle where I really could deliver them a notice seeking no-contact.
9) She stated their only approach to cost was Developed Nation and in the beginning declined a cost program I suggested. She ultimately stated yes to some cost strategy but declined to provide any means through which to record the initial debt or record my funds with bills.
It's apparent in the overwhelming quantity of online grievances designed to debt/credit criticism boards (e.G., / link eliminated / pissedconsumer.com, etc.) that they're an illegitimate procedure.
In addition, it seems when they have put up a bogus site to garner info from customers endangered by them to be able to seem genuine: http://mharveyrephenlaw.com/.
I've documented them towards the Federal Trade Commission and desire additional customers to complete exactly the same below: https://www.ftccomplaintassistant. Gov/FTC_Wizard. Aspx? Lang=en
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