Despite 5 previous attempts at correcting my credit report, they continue to report the wrong information! They continue to screw me over by reporting 21 delinquent student accounts, instead of 1 consolidated account I have been paying religiously on time since 8!!
They are so stupid, they reported 9 accounts twice, but refuse to acknowledge this! I have complained to the Federal Trade Commission many times but to no avail. They do not respond within 30 days as federal law dictates they have violated the Fair Credit Reporting Act so many times... I am currently in the process of a lawsuit..
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