They called me by phone on 7/14/09 and after I listened to their info, I paid through my credit card $895 to CITI Bank. I have yet to receive their info, they said it would take 7-14 business days to get their info, then I was to review the info and send them all my credit debt and they would supposedly reduce the finance charges or interest rate down to a minimum of $3000 or more guaranteed savings of finance charges. I decided to check for info regarding the Innovative Wealth Builders and found this website. I suspect I was taken though I won't find out till later.
I kind of doubt they have changed and this will still be a scam. I spoke to a person called: Alecia Blisard and after she gave me the data, a security verifer called: Irvine Green verified my data.
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