Last summer my bank (Wachovia) said they would send someone out to me to help me get set up with a credit card machine for my beauty salon. The woman from my bank brought a man with her and presented me with what I belived to be Wachovia credit card processing agreements which I signed.
I later found out that the equipment they were sending me was through Ladco Leasing. They did not leave me with any copies of any lease agreement, and I only found out about Ladco because they deducted money from my account. I requested copies of the lease agreement and they sent me illegible photocopies that appeared to bear my signature.
I do not ever remember signing anything with the name Ladco Leasing on it, only the Wachovia processing papers. I believe that my signature was photocopied onto the Ladco agreement. Now my business has gone under and Ladco has a very rude collection agent saying that I personally guaranteed this shady lease.
I am contacting the Ventura, CA district attorney's office at: http://da. Countyofventura.org/special_prosecutions / consumer_support/consumer_mediation.htm and the BBB. I am sending letters to Governor Schwartzeneger's office requesting that the State of California stops allowing such scams, and I am reporting to the credit agencies that Ladco Leasing is a SCAM, maybe if enough of us contact Equifax, TransUnion and Experian, we can get them to stop reporting this bogus stuff on people's credit reports. Please join me in writing letters to stop these scam artists from ruining people's lives!!!
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