Discover Card thinks they have another success story to add to their long list regarding fraudulent charges added to unsuspecting consumers credit card. How can it be that this company is allowed to attach these charges to my credit card without my permission, and when confronted with my dispute say they have a "taped recording" of my acceptance.
Then Discover Card tells me I am not entitled to listen to this recording because it's "proprietary information". First of all, I, along with many other consumers with this same story would never accept this offer, it's deceitful and manipulating.
I have done a lot of research on this and found many common threads in the many statements I have read on multiple websites. One thing is particularly interesting, the telemarketer asked that the consumer please restate their "yes" response on the recording for their records, however what they were was saying "yes" to was them verifying their address and phone # as they were asking to be removed from the calling list and mailing lists.
That is the only thing I said "yes" to as well, as I was being bombarded with telemarketing calls and junk mailings. Pretty slick! Then we as consumers dispute the charge as we should.
Is it right that the burden be on us to prove we didn't agree to purchase this plan when they say they have taped acceptance that is indeed our voice saying "yes" right??? If we said "yes" it was to answer a question not relevant to accepting this plan.
There has to be protection for us against these companies, we finally got justice regarding the phone companies slamming monthly phone bills. Discover Card has been slamming hundreds of consumers on a much larger scale. There are too many others out there that this has happened to, to just ignore it!
The total they wound up billing me for is $835.00 Who else is out there that has this issue and may not know it. Maybe they have paid of their card not realizing a payment protection plan was part of their balance. Or maybe because Discover charges monthly for this scam, it may be less noticeable on your statement.
I believe that's what they're BANKING on!!! And laughing all the way there. We as consumers can only make an impact in large numbers, if enough of us share our stories we will get noticed, and appropriate action can then take place.
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