The employees at Paychecktoday.com are VERY rude and unless you have a direct extension you can only access an automated system. I made arrangements to pay my loan off in full and discovered when I went into my account the company had deducted the money before the arranged date. Not only did they remove the money but they did it in 4 separate transactions instead of 1. This caused my account to receive 4 overdraft charges because I had already removed the entire amount in order to put it on a prepaid credit card and make the payment over the phone as agreed.
As for 200cash.com I started an application, but decided to back out of it before finalizing it once I read that the company charges a non-refundable $19 charge to your account before you can even get an approval or denial. However they sent the charge through anyway during the same time as the incident mentioned above which means I received another overdraft charge and then 200cash.com waited and resubmitted the charge plus their overdraft fee of $25 which means they charged me $44 for absolutely nothing. Not to mention you can't get a person on the line unless you have a loan with them and at that time they give you a representatives contact information supposedly.
I only wish I had know about this site and these companies before now, it would have saved me a lot of frustration and money.
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