Yesterday I recieved a very disturbing message from a man claiming to be a Yellowstone County detective. He informed me that a company had filed a complaint against me for theft of services and that I would be arrested if I did not contact them right away. I called the number 1-866-841-2555 and the man that answered the phone said Dept. Of Check and Business services. I explained to him I had not written a bad check and I did not know what this was about.
He transfered my call to a man who said he was with the fraud division and that I had committed a federal offense by not paying back a payday loan to Cashnet Usa. I said I know that the law states I can not be criminally prosecuted for failure to pay back a payday loan. He said I attempted to defraud a federal institution and I could go to prison! I tried to set up payment arragements and he refused to give me an actual mailing address. Said the only way to resolve this was with a payment over the phone. Since he sounded very shady and unprofessional I refused to give him any information over the phone.
He became very irate and verbally abusive saying that I had a problem with listening and that if I did not call him with my bank account information by today I would be arrested immediatly. When I said I cannot do that he hung up on me. I called the detective division in my City and was advised that all they can do is file a civil complaint against me. I can not be prosecuted for a payday loan. I was also advised not to give out any account information over the phone (which I was not willing to do anyway). If they are not willing to send a verification of debt by mail or give out a mailing address chances are they are operating illegally. I was so angry I called this company back and I told him I contacted a detective and he would not even let me say anything after that. He cut me off by saying AND YOUR POINT IS? When I tried to respond he said see you in court and he hung up on me.
I am wondering if anyone else has had this experience with this company. I am so angry that they are able to run this mafia style of business. I forgot to mention they called all my references and my employer and told them that I am being investigated for theft of services. So now I have to deal with that humiliation and embarrasment. These people need to be stopped.
Sharlene
Billings, Montana
U.S.A.
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