Complaint / Review
Barclays Bank
Awful experience

I closed an arrangement with Barclays Bank to get a Juniper charge card having a particular borrowing limit. I'd it for six months, and meant simply to utilize it after I needed it. Therefore, after I desired it, I applied it, but used to do not max out the card. I just applied 1/3 of the restriction.

So Juniper/Barclays chooses to 'reduce' my borrowing limit to significantly less than the total amount I'd simply applied. Therefore essentially, I'm today $45 within the new restriction! And strangely, my December declaration nevertheless exhibits my unique credit limit (not the brand new reduced control). However they sent me to see me that I'm 'over' my restriction

I called them and described that after I closed together, my restriction was a particular quantity; I'm a person in excellent position; I've not abused the charge card; however they made a decision to reduce the restriction to significantly less than I'd billed! I mentioned I needed my unique borrowing limit put-back about the card

I also tell them when they dare cost mean 'over-the-restriction' charge that I will not be spending something about the card, plus they may simply cope with my lawyer.

However they said they arrange the best to reduce the restriction. On the client that has not abused the card? Yes, since I did not 'employ' the card! How ridiculous is the fact that

Thus obviously, it appears tome (IMO) that Juniper/Barclays would rather clients who 'misuse' the card, max it out, after which don't spend, therefore Barclays may invest countless bucks looking to get the total amount of the card, in opposition to a person who 'not' abuse the card and just employs it when required, and gives promptly! I suppose I ought to have 'abused' the card! That appears (IMO) to become the only real kind of client they choose

So IMO, and from my encounter, I would recommend that you don't obtain a Juniper/Barclays card. Certain, all charge cards are a tear, however itis worse once they 'punish' a great customer for 'being' a great client. And that I would like to alert the general public. You will find enough legit and skilled businesses available without needing types who tear you down!