Beware Mega Life and Health the policies are to ripoff the agents and the clients, this learned from sitting in on one of Sonny Berry's "training" sessions.interest is charged on your advances of up to 50% depending on your taken rate, and the policies themselves are so weak I wouldnt put my dog on one. Find a honest company that wont trash your life with scum like that. Why the insurance commissions allow this stuff should be addressedm, so call them and ask why they allow their citizens to be scammed by these liars.
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