We've usually compensated our expenses promptly as well as in complete. Nevertheless, after moving to Florida like a company marketing 24 months before my spouse was dismissed in March from his company after 12.5 decades of support with only 6 months of holiday pay since the organization was processing section 13 because of the economy. Although we've been lucky to create a great dwelling we currently possess a home worth $400K significantly less than the price so that as of Dec have tell you the majority of our savings to maintain our house. My spouse is self employed producing half the cash but we've remained present on every statement as well as settled 2X the minimum looking to get charge cards reduced. We've been overdue 3X on our mortgage, more than 30 times but a maximum of 35 times because of income. Nevertheless, we've NEVER< EVER been late on any other bill. Last week I received notice that one card, which we had paid down by over half owed, was lowering our credit availabilty... to just 0 over what we owed... the lowered it over K... FINE but doesn't that hurt my credit further? Now BOA is has just sent a notice that they are cancelling our line of credit but thankfully it is a fixed rate and they just have to wait for us to pay it down. However, that again is going to damage our credit. While we should be able to pay all of these creditors off in the next 6 months our credit has been TRASHED... and by nothing we have DONE or DESERVED as consumers. I feel like a noose is slowly being tightened around us and wonder why we should keep trying to "DO THE RIGHT THING". Why are we bailing out banks when they are taking our money and RUINING everything we have built financially? There has to be some type of LAW during times of extremem crisis, like now, that would prevent these vultures from feeding on WE THE PEOPLE!!! It is not right. It is wrong. It is time someone did the RIGHT THING in OUR GOVERNMENT to be here for WE THE PEOPLE>... What's wrong available???
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