I tried to use my Equity line of credit card recently and it was declined twice. I called SDCCU and found out my line of credit was suspended due to the market. I was told that I could resubmit the paperwork if I felt I still had equity in my house and they would reconsider. I still have equity in my house as I put a lot of money as a downpayment. I always make my payments on time and I am not in jeopardy of losing my house yet I seem to be lumped in the same category as those that are. Seems SDCCU doesn't want to take the time to suspend only those loans that are shaky, they just went ahead and suspended all of them. Time for me to reconsider a new bank, SDCCU you are the worse bank I have ever been with and your fees are ridiculous. Larry San Diego, CA
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