I visited a site that gives cash advance loans and filled out some information. An IDtheft Protection came up belonging to IDtheft.com. I clicked out of the screen.
A day after visiting the cash advance site I went online to view my banking information nd found that my account was in the negative. A charge of $31.85 from IDtheft.com was there, along with a $35 NSF fee from my bank. I immediately contacted my bank about the situation and they gave me the telephone number of IDtheftrefund.com, which I immediately contacted. I was given a cancellation # and then received an email that further information was needed. I provided the further information.
It is two days after my correspondence with IDtheft.com and I have been given a website address of www.IDtheftrefundstatus.com to check the status of my refund from them. Upon visiting the site and entering my cancellation # I have learned that I will not receive a refund because the transaction was the result of user error and not identity theft.
The cash advance site that I visited, which I beleive to be Last Chance Cash Advance, is in the business of making major dollars for IDtheft.com by not alerting its consumers that by filling out an application with them that they are automatically going to be signed up for IDtheft Protection, even without your permission.
I live on SSI income only, and to have an amount deducted from my account that I know nothing of and have not authorized to be taken from me, on top of charges for drawing my account into the negative so I have no cash left for the remainder of the month, is devastating to me.
I am filling out a dispute form with my bank to dispute the transaction, but they tell me even if they can get the amount reversed that it may take some time.in the meantime I remain victomized. The bank will reverse the NSF fee, but only if IDtheft.com will agree to reverse the fee that they charged to my account.
This deceptive practice that is going on between the cash advance site and IDtheft.com should be dealt with legally to send a message that what they are doing to their customers is fraudulent and will not be tolerated.
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