I encountered the same credit scam that Lenox Capital has performed on many consumers. They get your phone number and call you and take an application over the phone.
You are gullible because at some point you've applied for a credit card over the internet and they have intercepted this info. Based on that intro you think they are legitimate and give your precious banking information to them and thats that. I lost a hard earned $221.95 right before Christmas!
I feel totally violated. I learnt my lesson. That's the last time I give any informatin like that over the phone!
Consumer beware!!!
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