Ditech totally mis represented my mortgage contract. As far as I am concerned this is "theft by deception"! They would not give me a copy of the contract prior to closing, blocking my right to attorney review. Closed on March 1, account funded, on the 6th. I was informed in writing that no payments is due until May 1st 2007. They knew the cost of taxes and insurance and held money in escrow. On May 1st they took all of my escrow and paid the interest for the first 2 months. Never said a word about it for a year. Never a word about escrow being short for taxes and insurance. April they raised my payment to cover the escrow rearage and penalties they charged. Since they already know my income and my current situation, they know I will have trouble making this payment, as they counted on. This creats a snow ball effect which in 6 months we wont be able to get out from under. This is there plan and what they do!
Where I need your help is to let everyone you know what Ditech is doing. I will be making a costomer awarness tape and putting it on Utube. As a former real estate agent, I will use my resourses and notify every association across the country. All will be invited to usacomplaints.com to read before they sign. This is what we all need to do. We need to put the word on the street. Hang a banner over the local freeway at night... No one needs to know your name.
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