Dear Readers,
Here are the facts;
Funds in account on 07/01/08 $604.13
On 07/02/08 a Check 630 for $550.00 was presented to the Bank System.
On 07/02/08: Which causes RETURN DEPOSIT ITEM (S) ADVICE: 713329 $30.00 and RETURN DEPOSIT ITEM (S) FEE $10.00
On 07/02/08: Which leaves DAILY BALANCE * $14.13
Speculation; This only leads me to believe that the Bank did not have the available funds in the coffers and the exact moment that check 630 was presented to the banking system, or Fifth Third Bank in there need to raise capital are generating instances where they can generate fees.
Partial Excerpt of Bank reply:
On behalf of the Bank, please accept my sincere apology for any inconvenience or concern this situation may have caused you.
Member FDIC, Equal Housing Lender
Thank you,
Ben N.
Fifth Third Internet Banking
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