Usacomplaints.com » Business & Finance » Complaint / Review: Applied Card Bank - Scam of false charges and lies. #306727

Complaint / Review
Applied Card Bank
Scam of false charges and lies

I recently approached you when it comes to account number 4227093019204597 on or about March 20th when it comes to the present position of my bill. I achieved a consultant to whome I described my present condition.

Borrowing Limit Accessible Credit Times in

Payment Period Payment Period

Closing Day Cost Deadline Quantity Overdue Minimal Cost

$1200.00 $- 263.00 29 03/2 03/27 $210.00 $347.00

I talked towards the consultant concerning the present position of my consideration being overdue within the quantity of 210.00 along with a minimal cost due of 347.00. The consultant that I talked with on that evening enrolled me right into a program that Used Card lender had referred to as a trouble plan. Underneath the contract the consultant enrolled me underneath the scenario was mentioned that beginning April 16th the quantity of 100.00 bucks could be removed from my bill. Consequently about the may 16th, and on July 16th repeatedly that the cost could be removed using this account. Based on your site you've obtained 2 of the three funds as shown below.

Cost Post-Date Quantity Technique

05/16/08 $100.00 multiple cust svc pymt

04/16/08 $100.00 multiple cust svc pymt

As these funds were being prepared to obtain my bill current based on the consultant recommended me that just one cost of 12.95 for that first cost could be billed plus a suspension of any over-draft or late charges for that weeks of march April - May, and July that will usually be evaluated wouldn't be billed towards the consideration and at the conclusion of the three-month interval my consideration could be pleased as Current.

I kept getting characters, telephone calls and emails about my consideration not being current therefore around may first I seek advice from my online bill entry and unearthed that after my cost was obtained I had been billed a within the restriction quantity of 35$ along with a late charge of 35$ on 3/2 and on might 2nd 2008 after cost was created and following a mental contract was attained together with your consultant per month preceding. Questioning if there is an error in my own consideration I called into your customer support point at 561-982-9111 I told the consultant the problem as described above plus they recommended me that following the plan was finished that the costs could be returned. It was not appropriate since and so I required they be eliminated to ensure that I've a precise representation on my consideration since combined with the cost and also the costs which may nevertheless accumulate interest in the 29.00% rate of interest and also the consultant isn't ready to reply so he moved me to some supervisor the supervisor recommended me there is nothing he might do and he'd publish the problem towards the communication division for evaluation and somebody might return to me with-in 24-48 hours

After that time I'd not obtained any conversation regarding my request Therefore I approached Apllied card lender back in the same matching quantity. I talked with another consultant who again couldn't supply me-any extra information therefore moved me to a different boss who put me on-hold while she conveyed with another point supervisor concerning the present problem with my bill. The boss recommended me that since my consideration wasn't enough funds handed due the unique consultant that set me-up about the difficulty consideration had no produce to achieve that since the plan was still in a screening phase. But that because the unique contract was created that she'd talk to her immediate boss or representative and they might obtain the balance were it had been suppose to become. She supply title and expansion of himself and immediate boss that we could provide upon request. Following a day or two with again no conversation I called back and was providing exactly the same info that it had been an error on the website finish plus they might correct the problem. Which there's nothing they are able to do right now concerning the existing costs. I called back many more occasions being used in numerous divisions where no body might supply me an answer towards the problem above. If upon demand would really like paperwork about the telephone calls made I will provide a telephone bill due to the long-distance quantity being named and also the precise period of time about the telephone attempting to arrived at an answer.

I called again again nowadays May 22 and talked having a boss who stated that they'd not recognize the initial spoken contract created since the consultant that created the preparations wasn't approved to create them. And so I again recommended them of the problem and recommended that I've been totally responsible for my component producing my funds when required and requested again for that 4 356$ costs to become eliminated and also have my consideration replicate a present quantity of 1347 bucks as initially decided. Which I ought to not be tried or designed to spend more since utilized card lender couldn't maintain the spoken contract that it initially created alternatively the boss stated she might register me in another difficulty plan where I'd spend one more six months of 90 money funds an that I'd again not be billed overdue or higher the restriction costs which my rate of interest might even be decreased to 22% that is undesirable


Offender: Applied Card Bank

Country: USA   State: Delaware   City: Wilmington
Site:

Category: Business & Finance

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