I was under the impression that this was a secured credit card. I entered my banking information to apply for the card. They debited my account and sent me the card. I tried to use it and it was not valid. I called the company to complain and ask for my money back and they refused my request.instead they doubled my voucher (which is a certificate to match dollars spent). I was unhappy and when I tried to use my voucher on their website I was unable to as there was no place on the site to redeem the voucher.
I thought I would use it later, and in later months their website had moved and I don't even know where to look for it now as this has been a problem since 2002 when I originally applied for the "credit card". I have basically been out of my money since then.
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