Called to cancel my account but they would never cancel it charges kept adding up limit was given of $350 and have paid
Was givena limit of $350.00 went shopping charged items then was declined found out that i was already charged a total of 150.00 leaving the balance of $200.00 available to spend. When i found out that was the case i called them and told them that i wanted to cancel the card and not to send me anything else in the mail to consider them i was told that the card would rebuild my credit and be good for me well i said okay, but then after thinking about it i called back within a couple of days and told them no that i changed my mind and that they were trying to beat me out of my money.
So they said that i could cancel it so i made a payment and they found out that the account was not closed. Had several conversations with them and was always given the run around so i stopped paying until we came to a conclusion. Well that only made it worse the late fees and over the limit fees kept adding up because they wouldnt give in and neither would i. I even think that they re enrolled me for the following year and then cancelled me although i cancelled the card over 10 months ago. Now i am stuck with this and i dont have money for a lawyer either but something has got to be done. They even call me at work after me telling them not to many time, so now i have faxed them a letter but the account if well over $500.00 and i have paid more than $400.00 so they want me to pay about 1000.00 for the amount of 200.00 because the fee was $150.00. Although my credit is not the best i have other credit cards and pay no annual fee and i told them that when they tried to make me keep the account. Is there someone out there that can help me if not this is the last straw and i am going to act and act fast.
Pam
kansas, Kansas
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