Foremost, I am very grateful for all the information that have been posted throughout the internet. I doubt I would be relieved today if it weren't for these threads.
Like many, I was improperly induced into signing into a contract without ever seeing the additional pages. Having read all the threads on this company, I was not about to sit out this issue. I acted quickly.
When the credit card processing company failed to provide me with their bank originating ID, I contacted all phone numbers I could find on the documents that came in the mail 2 weeks after I signed paperwork. The business bank account had fraud protection. Without an originating ID to authorize, no debits can go through. Knowing this, I did not install the credit card terminal.
It was during this time, I discovered MBF's extensive lease. Since the processing company had pretty much disappeared, defaulted, by ceasing communication with me, I called MBF to cancel the account to which of course, they didn't budge.
My internet research over the weekend was horrifying and harrowing enough so that by the third week, I have already contacted the BBB, FTC, Attorney Generals for CA, IL and NY, and the City Attorney.By the fourth week, dispute letters were sent certified mail to MBF's IL and NY addresses. I also returned the terminal equipment, unused, with signature confirmation to its originating address during this time.
On the fourth week, I hired a d*mn good lawyer. He wrote a d*mn good letter demanding the account be closed along with a cease and desist clause for the collection calls which started the previous week.
A few days after the lawyer's letter was mailed out, the phone calls ceased but collection bills started coming in. The following week, correspondence from MBF came stating they're investigating the matter. Ten days later, I received from MBF a letter releasing me and my place of work of obligation on the lease.
It is not impossible to get out of this fraudulent lease. Contracts are certainly only valid if the they are signed in good faith. However, being aware of this does not make me an expert of the law. I believe the wisest thing was indeed hiring a lawyer.in the long run, I ended up spending less money and most importantly, MBF went away quickly. Being sick to the stomach and sleepless at nights is simply not worth it.
Justice@last
san diego, California
U.S.A.
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