My Husband and I sold our house in Wisconsin, and came to Cookeville TN, we had over 50,000.00 and a credit score of 7.8. Because we are both mentaly and physicaly disabled, my husband is a disabled Viet Nam vet, with cancer from agent orange. We hired home inspectors, a buyers agent, and if you are hiring a buyers agent make sure they are not with rebac, and check all disclaimers in your sales contract.
There are a lot of people involved in insider mortgage fraud, it is usually the listing agent, the seller, the appraiser, the home inspector, the closing attorney, who if you think he is working for you, think again! Make sure you get it in writing, and make sure he doesnt show you one paper to sign and switch it for another.
Also you have 180 days to file a complaint to get arbertition against a realtor, and 3 years in most states to file complaints with the State Boards, most of these will give the crooks a slap on the wrist, and you are just out everything and will have to keep fighting because there is no help for the defrauded home buyers, but if it was the homebuyer that lied on his loan app. They can procusect you, but try to get someone to do anything to the mortgage lenders, or banks, or Freddie Mac.
Wells Fargo is committing organized fraud and conspiracy to commit racketeering in a real estate and mortgage scam We have been working on our case for over 3 years, and we have not found any one to help us, we will contuine to fight for our rights, to have equal justice.
The appariser working with the mortgage company WR Starkey a company that buys loans for wells fargo had their appraiser over value the home and we have filed a complaint with the state board he received a small fine for misreporting property caraceristics and for communiting an appraisal in a fraudulent manner.in other words he lied and said we had a well and it is acutaly a foot valve in a creek, so we have to haul our water in, as we have no potable water, the septic tank is under the house, it is a 812 ft Jim Walters home with 2 unfinished additions one of which is 567 square ft he said was heated and cooled, there are regesters in the floor but they are not hooked to anything, and he said it is a site built home, and 1776 square ft. There is supposed to be 23.5 arcers but we think it may only be 1 arcer. Because of our handicaps we hired all these people to make sure we didnt get screwed, they all took advantage of us.
We are now in the process of filing bankrupcy becuse we spent every penney trying to make the place liviable, HUD hold these crooks as approved lenders, and then when you complain they say they dont do conventional loans, even though Fannie And Freddie are under there jursdection and Ms. Sammons of the OFHEO sent a letter to the OIG of HUD and someone (Robert Ashworth) sent it to RESPA who by the way has no teeth, as the laws are on the books but there is no enforcement. WE just had an e-mail from Freddie Mac:
Sent: Friday, February 08 8:53 AM
Subject: Fw: Information re OCC WFHM bank; 700 Ben Birdwell lane, Bloomngton Springs, TN; Freddie Mac Loan No. 972399291; Re: File No. No. 080168; File No. 30744-4-DB
Hello,
Please note that this further proves what I and my wife have been stating in our complaints; we have been defrauded and the Fraud Source is Ongoing...
Sincerely,
Robert and Wanda T*
Original Message
From: Graham H Kidner
To: aretro
Cc: Sammons, Isabella
Sent: Friday, February 08 7:16 AM
Subject: Re: Information re OCC WFHM bank; 700 Ben Birdwell lane, Bloomngton Springs, TN; Freddie Mac Loan No. 972399291
Mr. & Mrs. T*: please note that Freddie Mac no longer owns your loan. The loan was repurchased by Wells Fargo Home Mortgage on January 29. You should direct all inquiries regarding your loan exclusivley to Wells Fargo.
Graham H. Kidner
Associate General Counsel
Federal Home Loan Mortgage Corporation
8200 Jones Branch Drive
McLean, Virginia 22102-3110
Tel: 703.903.2492
Fax: 703.903.3691
Also if turning in Wells Fargo you have to turn them into the OCC, the State Boards can not do anything to them, since there is power in numbers please file complaints with: Phone: 800.613.6743
Wanda
Cookeville, Tennessee
U.S.A.
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