This is a collection agency for Leasecomm and Time Payment Co in Massachusetts - they have a male collector that advises you that he has the power to "render a judgement against you" without a hearing in court - he also says that he will report your account to the credit bureaus and your score will drop by 300 points with the judgement -
This agency also calls into Colorado, Texas, South Carolina, Maine and Louisiana among others that they do not have a license to operate in - Some of these states are Closed Border States that prohibit any collection calls or letters from outside the state - they also make threats about repossession of equipment and court orders that do not exist - they continue to ask for payments "dated in advance" which is a way to try to get around requesting post dated check which is illegal in Massachusetts -
Their client Leasecomm was under a Federal Order to have vacated $23Million in illegally obtained judgements in Massachusetts an update their former customers credit bureaus - Leasecomm has instead assigned these accounts to David Taylor and Associates for collection - this agency collects third party debt with illegal practices - if you get a call from them challenge then to sue you - all their accounts are marked internally - "WILL NOT SUE"
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