2 years ago RJM contacted me about a debt I supposedly owed. This debt they bought from FIrst Bank. I told them I never had a card with First Bank and I wnated to know the particulars. When was account opened, etc. They told me it was opened in 1993, with my ex husbands anme and my soicial security no.
I was divorced in 1984, the address used was our old address which no longer existed at the time the account was opened, it had been torn down, and a office complex built there with a different address. This is an illegal use of his name and my number. A: We weren't married so the social cannot be connected with him after marriage, he did not open acount either, he has never had a credit card in his life. B: the address given is bogus C: I was remarried in 1993 under a new name living in a different state when this account was supposedly opened.
I have explained this to RJM and cannot reach First Bank, they no longer hold the information from what I understand.
This is affecting my credit for an account neither I nor my ex husband opened, I am at a loss as to what to do. Please Advise!
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