About the end of August, I was contacted by a lady using the name of Simone Clark. She told me that I had gotten approved for a loan of $4000 but of course, since my credit was poor, that I had 3 way to secure the loan. To get a co-signer, to put up collateral, or to purchase insurance of the loan, in case i was to lose my job or what not!
Well, being desperate, and not having the knowledge of how loans work, I told her that I would purchase the insurance. Simone Clark told me that I would have to send $450 and then I would get the loan deposited into my account.
Well, She faxed me the paperwork, and I actually took the paperwork to a bank, to verify if the paperwork was legit, and the bank said that it was. So I told her that I would have to borrow the money, well of course after I asked if they could deduct the 450 from the loan, but she said that they used to do that, but people would run off without paying, so this was to secure the loan for the insurance purpose.
When I was ready to send the money, she told me to go to Moneygram, and to send it to a person by the name of Jet Chul Rose, I asked why not to Intel and she said that he was the senior officer of the insurance and he was the one who would handle that part of the paperwork, once he recieved the money.
Well needless to say, I tried to send the money, but thank God for Moneygram, the agen that was helping me, once I said Jamaica, he advised against it, the agent told me that Moneygram has so many claims from people, who has sent money to Jamaica and Canada, and it was a scam. I was sooo greatful to this agent. The agent also gave me some resources on how to report this crime. I felt so stupid after I realized that I was being scammed.
I called Moneygram and told them all the information that I had and sent a copy of all the paperwork that I had and they are going to forward it to the Attorney General. I was so angry, that I called Simone Clark back, but I didnt tell her I knew it was a scammed but I told her that Moneygram and Western Union would not send the money, because I didn't know the person I was sending the money too, and that there was alot of fraud going on in Jamaica. She went as far in telling me that her supervisor would go to Moneygram to prove that they were a legit company, but to go to another Moneygram or to try and send the money over the internet but to use another name Marchelle Heach, because the Jet person wasn't working that day. She even apologized for the inconvience, and said that she would see if they could deduct the $450 from the loan for all of the misunderstanding.
Well of course she called back and said that her supervisor couldn't do that, and the only thing left to do is to wait for the supervisor to go to Moneygram to show proof, or I could keep trying other Moneygrams until I find one that would send the money. I don't want anyone to go through this, And I am fortunate that I had someone who prevented me from making a mistake, so I hope I can help someone else from making the same mistake. When your financially strapped you don't think with a clear head.
I have reported to the BBB, and to NIC and I will keep reporting it and hopefully these people will be stopped. This company has also gone by A-1 Financial. The phone number is 866-816-0191 and the fax # is 563-405-6225. If my story helps at least 1 person then I feel that I have done something
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