I got a phone call on July 24th from Beneficial Client Care. They offered me a credit card if I paid $247 up front. After speaking to the woman, I agreed to have them debit my bank account on 8/23/02. She transferred me to another person to verify my information.
After listening and agreeing to all of the information from this man (part of which was that this was a one-time, non-refundable fee), he then tells me that a credit card will not be mailed to me, but a packet of information.
I read the information from this site, and I panicked. I tried to contact the 800 number, and I got a full voice mail box for days. I finally got in touch with the company today! I talked to a man there and said that I would like to get my money back. He asked me if it had already been taken out of my account, and it had. I told him that I had read up on this company, and that this is a scam! The woman that I initally spoke to told me that once I got the credit card, I could take a cash withdrawal off to replace the money out of my account.
As of today, I have seen no package. The man that I spoke to this morning told me that if there are three denial notices from credit card companies, Beneficial Client Care will refund the money.
I don't know if this is helpful. I am going to go to my bank and try to have them reverse these charges!
Michelle
Rutland, Massachusetts
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