You can find their ad in any penny saver or local newspaper. They tell you that you are guarantee to get a loan once you pay a $69.00 processing fee. Bad credit, no credit, bankruptcy is no problem, money back guarantee. Once I paid my fee they sent me a letter in the mail along with an application.
The letter states Please do not call our 800 number regarding your application, representatives do not have no access to your file and can not relay messages. All future communication need to be done by mail. Complete the application also a copy of your most recent credit reports from all 3 credit agencies and a current paycheck stub. You have to sign an authorization to release personal information form. You have to give your social security number and bank information.
On the second page of the letter it says The processing Fee does Not guarantee a loan. Financial Specialty makes no warranties regarding the loan transaction. Also its another fee. Once you send in all your information you wait and wait and wait. You are not suppose to call them so you write a letter asking the status on your application. You get no response.
Then you are just left there wondering who did I just mail all my information to? What are they doing what my paper work? They have all your information about you, numbers, where you work, live and its nothing you can do about it. But just get yourself prepared for identity thief.
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